What To Do If I'm in a Car Accident?

You're on your way to work, minding your own business, and the car next to you changes lanes without looking and hits you. Not only does your neck hurt, but you have no idea what to do next. Who should you call? And in what order? Should I go to the hospital?

Knowing what to do if you're in a car accident is critical to safeguard your rights as a potential litigant. Here's a simple, step-by-step guide to help you through the process if you're ever in that unfortunate situation:

1. Ensure Safety First:

Your immediate priority should be to ensure the safety of yourself and others involved in the accident. If possible, move to a safe location away from traffic to avoid further collisions. Turn on your hazard lights to alert other drivers, especially if you're on a busy road. If you're able, check on the well-being of all parties involved, including passengers, drivers, and pedestrians.

2. Call Emergency Services:

Even if the accident seems minor, it's always important to call 911. Law enforcement will document the scene and generate an accident report, which can be essential for insurance claims and potential legal proceedings. Emergency responders can also assist with injuries, whether they seem minor or major.

3. Document the Scene:

The more evidence you have, the better. Take detailed photos of the accident scene, vehicle damage, license plates, and any visible injuries. If there are witnesses, ask for their contact information. Also, write down the names and contact details of everyone involved, including their insurance information and driver's license numbers.

4. Do Not Admit Fault:

It’s easy to feel guilty, especially if the accident wasn’t major, but avoid admitting fault or making any statements that could be interpreted as such. In the heat of the moment, you may not have all the facts. Fault determination can be complex, and an early admission of guilt could affect your ability to claim compensation or have insurance cover damages.

5. Seek Medical Attention:

Even if you feel fine after the accident, it’s essential to seek medical attention. Some injuries, such as whiplash, concussions, or internal injuries, may not be immediately apparent. A healthcare professional will be able to document your injuries and connect them to the accident, which is crucial for both your health and any potential legal claim.

6. Report the Accident to Your Insurance Company:

Notify your insurance company as soon as possible about the accident. Most policies have specific requirements about how quickly you must report an incident. Provide them with accurate information, but avoid speculating about the details of the accident. Your insurer will begin the claims process, and they may assign an adjuster to assess damages.

7. Avoid Settling Too Quickly:

Insurance companies may offer a quick settlement to close a claim, but be cautious before agreeing to any offer. Initial settlements may not cover the full extent of your medical bills, vehicle repair costs, or long-term consequences of the accident. It’s wise to consult with an attorney before accepting any offer to ensure it is fair and comprehensive.

8. Consult a Car Accident Lawyer:

If you were injured or believe the other driver was at fault, contacting a car accident lawyer is one of the best steps you can take. An experienced attorney - like the ones here at Garber Law - can help protect your rights, guide you through the claims process, and represent you in negotiations or court if needed. They will ensure you understand your legal options and help you pursue the maximum compensation you're entitled to for medical bills, lost wages, and pain and suffering.

Conclusion:

Being in a car accident can be overwhelming, but by following these key steps, you can help protect your health, legal rights, and financial well-being. If you were involved in a car accident and don't know where to turn, turn to Garber Law. Click around our website, get to know who we are, and see just how successful we've been in getting the victims of car accidents the compensation they deserve.